How will you pay for the things that your health insurance won’t?
According to the Center for Disease Control and Prevention, “Chronic and Critical illnesses such as heart attack, stroke, cancer and diabetes cause 7 in 10 deaths and account for about 75% of $2 trillion spent on medical care.”
Without adequate protection, someone who suffers a critical illness might have to pull from saving or other financial sources in their time of need. Critical Illness insurance can help protect your family and assets.
- Every 40 seconds someone has a stroke
Every 34 seconds someone has a heart attack
The average cost of a severe heart attack, including direct and indirect costs, is about $1 million
1 in 2 men and 1 in 3 women develop cancer in their lifetime
Fill in the Gaps
What are examples of a Critical or Chronic illness?
This type of insurance will pay you a lump sum of money to fill the gaps of your medical plan. You can use that money for:
- Deductibles, co-payments and co-insurance of you medical plan
- Home health care needs and household
- Travel expenses to and from treatment centers
- Lost income
- Child care
- Everyday cost of living expenses, mortgage, cell phone, groceries
- Experimental treatments
- Heart Attack
- End Stage Renal Failure
- Major Organ Transplant
- Blindness from diabetic retinopathy
- Paralysis of two or more limbs
- (or) if you have a severe cognitive impairment that would require substantial supervision for care and safety