Tips on Getting the Most Out of Your Health Insurance in 2023
Posted: February 25, 2023
With the cost of healthcare today, everyone needs health insurance. Even young, active, healthy people can be involved in an accident, contract a virus, or develop an infection. Without health insurance, the cost of a doctor visit can range from $300 to $600. A five-day hospital stay could cost more than $10,000, not including ambulance services, major procedures, or other charges. Health insurance premiums are...
What Costs Should I Review When Planning a Funeral?
Posted: February 22, 2023
As most people are aware, funerals are expensive. A premium casket alone can run up to $10,000. Costs can vary, depending on the state, the selections you make, and whether the deceased is buried or cremated. The national median price was nearly $8,000 in 2021, as stated by The Zebra, and funeral costs are rising. The following are common funeral expenses to consider, with average...
How to Create a Positive Workplace in 2023
Posted: February 13, 2023
Creating a positive work environment is a win-win situation. Employees today want a supportive work culture that fosters growth for the individual, as well as for the organization. Developing a positive workplace can help prevent negative consequences, such as conflict, hostility, fear of dismissal, unhappiness, and stress, and consequently help reduce organizational costs. Work-life balance, perks and benefits, and workplace culture are top considerations for...
American Heart Month
Posted: February 10, 2023
February is American Heart Month, by annual proclamation of the President of the United States, in acknowledgement of the vital fight to treat and resolve cardiovascular disease. It is a time for Americans to focus on their cardiovascular health. As stated by the CDC, heart disease is the leading cause of death in the U.S. Cardiovascular disease and mortality is increasing in working-age adults, and...
Should I have an Emergency Fund Along with Life Insurance?
Posted: February 7, 2023
Life insurance can help protect your loved ones financially in case of your death. If you have a whole life or universal life insurance policy, you may be able to access accumulated cash value for emergency funds during your lifetime. Even so, it is a good idea to have an emergency fund in addition to life insurance. You never know when the unexpected will happen....